PCI-DSS: Why Is It Important?

Payment Card Industry Data Security Standard or PCI-DSS is a mandatory standard enforced to protect consumers from identity/financial information theft. This is a mandatory requirement for all businesses, big and small, which accept the credit card mode of payment. Non-compliance with this standard could result in losing its ability to process credit card transactions.

The main aim of this standard is it to make business owners aware of the sensitivity of credit card information and make sure that consumers’ account data are well-protected. PCI-DSS covers an extensive list of requirements, which organizations have to comply with, in order to guarantee complete information security. This is especially pertinent for businesses, which process customers’ credit card information.

Many businesses have started to tap opportunities provided by the online market and are now widely accepting online payments. With internet shopping gaining more and more popularity, there is a pressing need for strict security protocols, which can protect customers’ financial information and prevent its misuse. Therefore, PCI-DSS compliance is very important for businesses, mainly financial institutions involved in exchange of sensitive data.

Here are some basic prerequisites for PCI-DSS compliance:

The standard requires that companies build secure networks to protect card-holder information, which should be firewalled using fail-safe firewalling methods.

  • Share/Bookmark

Tags: , , , , , ,

  • Digg
  • Del.icio.us
  • StumbleUpon
  • Reddit
  • Twitter
  • RSS
Comments

Aurora AS810SD 8-Sheet Strip Cut Paper/CD/Credit Card Shredder with Basket

41lyNvfkhBL. SL160  Aurora AS810SD 8 Sheet Strip Cut Paper/CD/Credit Card Shredder with Basket

  • Paper shredder helps you keep yourself safe from identity theft
  • Shreds up to 8 sheets at once at 9.7 feet per minute
  • Shreds CDs and credit cards as well
  • Included wastebasket holds 4.5 gallons
  • Measures 12.8 x 13.0 x 6.5 inches (WxHxD)

Product Description
Aurora 8-Sheet Strip Cut Paper Shredder with Basket Shreds CD’s and Credit Cards, Staples and Paper ClipsAmazon.com Product Description
The Aurora AS810SD 8-Sheet Strip Cut Paper/CD/Credit Card Shredder with Basket is the perfect home device to help keep you safe from identity theft. The AS810SD accepts up to eight sheets of paper at a time and shreds them into 1/4-inch strips. Paper is shredded at a speedy 9.7 feet per minute. A three-mode safety switch k… More >>

Aurora AS810SD 8-Sheet Strip Cut Paper/CD/Credit Card Shredder with Basket

  • Share/Bookmark

Tags: , , , , , , , , , , , , , , , , , , , , , , , , ,

  • Digg
  • Del.icio.us
  • StumbleUpon
  • Reddit
  • Twitter
  • RSS
Comments

Credit Report Monitoring: A Must Have

One of the most popular ways to shop nowadays is through online. Ecommerce has truly brought the consumer’s shopping experience to the next level. One can enjoy buying and canvassing products or avail services at the comfort of their homes. But as more and more people transact in the Internet, it has resulted to increased number of Internet fraud cases and identity theft. Personal data and information are being stolen so they can gain access to personal accounts. Such crimes can greatly affect your life and your future. That is why it is very important to have credit report monitoring as absolute protection against identity thieves.

Credit report monitoring

Credit report monitoring is the checking and controlling of your credit history in order to detect and expose doubtful activities or changes in your account that may be due to identity theft crimes. This kind of monitoring enables an individual to keep their credits on track. In addition to that, it helps one realize their credit situation, whether they are heading southwards or upwards.

What are the advantages of credit report monitoring?

  • Share/Bookmark

Tags: , , , , , , , , , , , ,

  • Digg
  • Del.icio.us
  • StumbleUpon
  • Reddit
  • Twitter
  • RSS
Comments

Traveling And Identity Theft – What Do They Have In Common?

Well over seven million people in the United States last year alone were victims of identity theft resulting in about fifty billion dollars of fraudulent credit card, bank, and other financial charges. A large number of these victims were tourists, business travelers, and people on their holidays. Here is some valuable information that may save you a lot of grief when you travel.

It’s very easy for people traveling on vacation to let their guard down. They have a lot on their minds remembering everything they have to take care of before they go and what they need to take with them on vacation. Not only that, all they want is to have fun, unwind, and relax. Isn’t that what a vacation is suppose to be all about? When they’re traveling they don’t want to have to be constantly on guard all time and concerned about getting ripped off every day of their holidays.

There are three major sources of identity theft that you need to be aware of when you travel. They are your wallet, laptop or your PDA, and internet cafes.

  • Share/Bookmark

Tags: , , , , , , , , , , , , , ,

  • Digg
  • Del.icio.us
  • StumbleUpon
  • Reddit
  • Twitter
  • RSS
Comments

Tips For Credit Protection

Protecting all your financial information has become an important thing in life. There is a great and continuous advancement in technology. It is advancing for benefit of people. But there are some people in this world who are taking the wrong advantage of this advanced technology. Due to these reasons credit protection has become an important thing. For this you have to choose a reliable credit service. This is because they are the one who can only assure to be able to cope up with any financial obligation.

The credit card information of a person is very important and should be kept secret. So it is very important to take full care of your credit card and information about it and keep out of the reach of malicious hands. Otherwise the identity can be stolen and used for various purposes.

Earlier it was very easy to keep the credit information secret. You just have to keep your account number and the name related with the account secret. You only disclose to the person you know and trust. And also the technology was not so advanced that somebody can steal all the information just by using the bank account number. But nowadays it happens. So keep everything secret.

  • Share/Bookmark

Tags: , , , , , , , , , , ,

  • Digg
  • Del.icio.us
  • StumbleUpon
  • Reddit
  • Twitter
  • RSS
Comments

Protecting Yourself Against Identity Theft

With the advancements in technology, the incidence of identity theft is increasing as well. New platforms of information database mean new grounds for hackers to invade with the purpose of stealing your personal information. Identity theft is the crime wherein one person assumes the identity of another for his or her own personal gain. By acquiring your private personal information, they can spend your money, commit crimes using your identity and use services which are meant for you. Sometimes it is too late when you find out about the offense and the damage to you is already very extensive.

The question now is how these perpetrators get your identity. By simply knowing their usual methods of stealing your information, you can build your first line of identity theft prevention. The simplest ways to avoid being a victim usually starts with you.

One of the simplest ways for the offenders to get your information is by going through your trash. If you are careless, your billing statements that you throw in the trash can be used to get some of your information. You can either just keep your bills together in a single envelope or if you really do not want them anymore, you can shred or burn the paper before throwing it away thus your information is not available for any illegal use.

  • Share/Bookmark

Tags: , , , , , , , , , , ,

  • Digg
  • Del.icio.us
  • StumbleUpon
  • Reddit
  • Twitter
  • RSS
Comments

Some Of The Best Methods To Prevent Any Type Of Theft

Crimes committed using personal information of another person illegally without the person knowing it is identity theft. It involves theft of the information such as credit card numbers, name, social security numbers, address like wise can be used for committing crime. Personal information need to be protected from these criminals to avoid theft. The personal information if found easily by the criminals can be misrepresented and used to obtain all your valuables and cash. Be aware of your personal information from being stolen.

Whether you are looking specifically to prevent medical identity theft, online identity theft, or just identity theft in general, there are a few things considered as the best way to prevent identity theft that you are going to want to be aware of.

Ways to prevent identity thefts:

Destroy all your important personal documents; this is one way of assuring yourself of illegal use of your identity.

  • Share/Bookmark

Tags: , , , ,

  • Digg
  • Del.icio.us
  • StumbleUpon
  • Reddit
  • Twitter
  • RSS
Comments

Know The Legal Operations of Scammers to Prevent Identity Theft

Try to prevent identity by knowing the forms and methods used by the scammers to perpetrate this crime which can apparently lead to utter disappointment. These thieves have an organized network just like the members of social networking sites. As a matter of fact, these criminals love to set their webs on the internet for they find this place very convenient for their abominable schemes.

It is an open fact that subscribers to social networking sites prefer to meet more friends in the hope of expanding their interests. The internet is the most convenient spot for these scammers and the networkers are their favorite targets. They love to prey on these people who in some cases fall into their treacherous lair.

More often, after having given their email adds to them for the purpose of chats or closer communications, they would receive mails from unverified sources which are also unsolicited mails. These scammers have found a haven on the internet where they can easily prey on members of social networking sites. They enjoy extracting valuable information from these unsuspecting individuals without too mush fuss on their part.

  • Share/Bookmark

Tags: , , , , , , , , , , , , ,

  • Digg
  • Del.icio.us
  • StumbleUpon
  • Reddit
  • Twitter
  • RSS
Comments

Identity Theft Insurance: Protecting Yourself Against Identity Fraud

Identity theft is one of the most committed crimes in the United States of America. It is wherein someone steals somebody’s personal information in order to gain money and other benefits. These are usually done in credit cards. You will be surprised of the hundreds or even thousands of dollars charged to you because of transactions that you are not aware about. Identify theft is so widespread that 1 out of 23 Americans are victims of this identity fraud. It is about 10 million American victims yearly. In order to address the matter, identity theft insurance were created. Its purpose is to protect individuals from being a victim of such.

It is important to secure your identity at all times. Whenever you are a victim of identity theft, it is not just about the money that you are going to pay. Remember, it is called identity theft because thieves have accessed your personal information. Not only that they can use them to purchase anything, but you can also be a victim of the court system. Creditors from banks will definitely prosecute you because the accounts are under your name. And because court processes takes a very long time, only a few had come to court and fight for their identity.

  • Share/Bookmark

Tags: , , , , , , , , , , ,

  • Digg
  • Del.icio.us
  • StumbleUpon
  • Reddit
  • Twitter
  • RSS
Comments